LIFE

  • Term
  • Whole Life
  • Universal Life
  • Second to Die

DISABILITY

  • Individual
  • Multi-Life
  • Buy Out
  • Business Overhead Expense
  • Qualified Sick Pay Plans

LONG TERM CARE

  • Partnership
  • Non-Partnership
  • Multi-Life
  • Life/LTC Blend

Why Partner With Us?

  • We Represent Top-Rated Carriers
  • 24-Hour or Less Quote Turn Around
  • High Risk Speciality Programs and Products

Advanced Sales Department

  • Case Design
  • Legal Referrals
  • Property Documents
  • Reg 60 Completion
  • Business Continuity Planning

Individual Health Insurance / ACA Marketplace

Individual & Family Health Insurance Guidance

Navigating the individual health insurance marketplace can be confusing, especially for employees, individuals, families, business owners, or 1099 workers who may not have access to a traditional group health plan.

BSB Consultants helps individuals evaluate ACA-compliant health insurance options through the individual marketplace, including plan comparisons, carrier options, network considerations, prescription drug coverage, subsidy eligibility, and overall cost.

Our goal is to simplify the process and help you understand which plan may make the most sense based on your doctors, medications, budget, household needs, and long-term healthcare expectations.

Whether you are between jobs, self-employed, aging off a parent’s plan, losing employer coverage, or evaluating alternatives to COBRA, BSB can help you understand your options and make a more informed decision.

New York Office
(516) 207-1888
Florida Office
(561) 717-3221